Privacy Policy

Introduction

At Productive Penny, I respect your privacy and am committed to protecting your personal information. This Privacy Policy explains how I collect, use, disclose, and safeguard your information when you visit my website.

Information We Collect

Information You Provide

I may collect information you voluntarily provide, including:

• Name and email address when you contact us or subscribe to our newsletter
• Comments or messages you submit through our contact forms
• Any other information you choose to provide

Automatically Collected Information

When you visit my site, I may automatically collect:

• Browser type and version
• Operating system
• IP address
• Pages viewed and time spent on our site
• Referring website

How We Use Your Information

I use collected information to:

• Respond to your inquiries and provide customer support
• Send newsletters or updates (if you've subscribed)
• Improve my website and content
• Analyze website usage and trends
• Prevent spam and ensure website security

Cookies and Tracking

My website may use cookies and similar tracking technologies to enhance your browsing experience. Cookies are small data files stored on your device that help me remember your preferences and analyze how my site is used.

You can control cookies through your browser settings. However, disabling cookies may affect some functionality of my website.

Third-Party Services

I may use third-party services for website analytics, email delivery, or other functionalities. These services may collect information according to their own privacy policies. Common third-party services may include:

• Google Analytics for website analytics
• Email service providers for newsletters
• Social media platforms for sharing content

Information Sharing

I do not sell, trade, or rent your personal information to third parties. I may share your information only in the following circumstances:

• With your explicit consent
• To comply with legal obligations
• To protect my rights, property, or safety
• In connection with a business transfer or merger

Data Security

I implement reasonable security measures to protect your personal information against unauthorized access, alteration, disclosure, or destruction. However, no internet transmission is 100% secure, and I cannot guarantee absolute security.

Your Rights

Depending on your location, you may have the right to:

• Access the personal information I have about you
• Correct inaccurate or incomplete information
• Request deletion of your personal information
• Opt-out of marketing communications
• Restrict how I process your information

Children's Privacy

My website is not intended for children under 13 years of age. I do not knowingly collect personal information from children under 13. If I become aware that I have collected such information, I will take steps to delete it promptly.

Changes to This Policy

I may update this Privacy Policy from time to time. I will notify you of any material changes by posting the new policy on this page and updating the "Last Updated" date.